PB Family Care PA Plan
Protect your family from the unexpected and ING will take care of your needs in 24 Hours & 365 Days when you need it most.
What is PB Family Care PA?
PB Family Care PA Plan is a general insurance product which covers Accidental Death and Total Permanent Disability for you and your family. For spouse plan, your spouse will enjoy the same coverage as you. For children's plan, ING will pay 10% of the principal's sum insured on Accidental Death and Total Permanent Disability per child up to a maximum of 5 children.
This product is created exclusively for Public Bank account holders where payment can be accepted via auto debit from your preferred account.
How You and Your Family Can Benefit?
- 24 hours worldwide coveragewith a lump sum payment up to the entitled sum insured in the event of Death and Total Permanent Disability due to accident.
- Daily Hospital Cash Benefit payable up to 90 days per accident and have to be at least 6 consecutive hours confined to a hospital, applicable to Insured and spouse only.
- Daily ICU Cash Benefit payable up to 30 days per accident on top of Daily Hospital Cash Benefit, applicable to Insured and spouse only.
- Affordable Premium for as little as RM1.23 per day, depending on the plan chosen.
- Easy and Simple Enrolment Process where no medical examination is required.
- Convenient Premium Payment via auto debit from your preferred account.
Features at a Glance
Plan Types |
3 affordable plans at RM100,000, RM150,000 and RM200,000 sum insured for Accidental Death and Total Permanent Disability. |
Entry Age
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Minimum Age
- Insured & Spouse – 18 years old
- Child – 1 year old
Maximum Age
- Insured & Spouse – 65 years old
(renewable up to 70 years old)
- Child – 23 years old
(must be financially dependent and/or still studying and not gainfully employed and married)
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Termination Age |
Insured & Spouse - 70 years old
Child - 24 years old |
What doesn't PB FamilyCare PA cover?
Example of events that are not covered by the PB FamilyCare PA are:
• Accidential injury resulting directly from:
- Suicide
- Self-inflicted injury;
- Participation in hazardous sports such as mountain climbing, rock climbing underwater activities,winter sports and waterskiing;
- War and acts of terrorism;
- Insanity;
- HIV and HIV related illnesses including AIDS;
- Any physical or mental defect or infirmity;
- Flying or taking part in other aerial activities except where travelling in an aircraft as a fare-paying passenger;
- Being employed as uniformed personnel in police, army and navy forces;
- Ionizing, radiation or contamination by radioactivity;
- Being under the influence of intoxicants or drugs; and
- Committing or attempting to commit any unlawful act.
The description, benefits, exclusions, terms and conditions described above have been summarized and are not exhaustive. Details of more complete terms, conditions and exclusions are available in the Certificate of Insurance.
What if I change my mind about this coverage?
You can call ING Insurance Berhad at 1-800-181-464 to cancel your policy over the phone before certificate of insurance is issued. Alternatively, you may cancel your coverage at any time by written notice to ING Insurance Berhad.
** This product is specially brought to Public Bank's customers via its Insurance program with ING and is sold through Telemarketing only.
Sign up today and get protected. To find out more, please contact Public Bank's toll free line at 1-800-22-9999.
Product Disclosure Sheet:
- English version, please click here
- Bahasa Malaysia version, please click here
This plan is underwritten by ING Insurance Berhad (Bancassurance Division, 23rd Floor Menara Boustead, 71 Jalan Raja Chulan, 50200 Kuala Lumpur, Malaysia) licensed under the Insurance Act 1996 and regulated by Bank Negara Malaysia to transact life and general insurance business.
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