If you already own a home, you can choose to refinance it to get additional funds for life's other needs. A vacation home by the beach, investments to grow your wealth, your child's education... whatever you choose.
You can also choose to pay comfortable monthly installments, as we offer a loan tenure of up to 40 years, the longest tenure available in the market.
Choose a refinancing plan from the range below:
MORE Plan 1 - Equal monthly installments, with overdraft facility
Fixed monthly installments that allow you to plan and manage your finances better, with the financial flexibility of an overdraft facility.
HomeSave Package
The package links your housing loan to your current account whereby the credit balance in your current account will be used to reduce the housing loan balance outstanding for interest calculation, thus resulting in interest savings.
More benefits:
When you sign up for this loan plan, you will also enjoy the following perks:
- Great savings as interest rates are calculated on daily rest.
- Credit cards with Exclusive Annual Fee Waiver for the entire loan tenure for eligible customers.
- High margin of financing of up to 100% (inclusive of MRTA/MT/MRPA/ODL and /or loan documentation expenses).
- Option for Redraw Facility (for new Conventional Housing Loans with an approved amount of RM100,000 and above).
Attractive interest rate up to BLR-2.20%*
* Terms & Conditions Apply
Minimum Income Documents Required for Individual Applicants
| A) Employed |
- Latest 3 to 6 month payslips
or
And one of the following:
- EPF Statement (latest not more than 1 year)
or
- Latest Tax Returns and Tax Receipts
or
- Employment Letter/ Employer confirmation
or
- Latest 3 months Current Account Statement/ Savings Account Passbook or Statement
|
| B) Self-Employed |
- Latest 1 year Tax Returns and Tax Receipts
or
- Latest 6 months Current Account Statement/ Savings Account Passbook or Statement
|
| Any additional income documents may be required at the absolute discretion of the Bank. |
|
